Small Business Resource Directory

AIG Small Business Liability Insurance

The AIG Companies tailor General Liability Insurance for a variety of companies in nearly all industries including construction, transportation, manufacturing, retail, healthcare, real estate, hospitality, gaming and financial services. Our programs are flexible and backed by the AIG Companies' financial strength.

  • Wide range of program structures including guaranteed cost, self-insured retention, large deductibles, incurred- and paid-loss retentions and captives
  • Loss control services provided by IS0 9001-2000 certified engineers
  • Choice of AIG Claim Services, in-house or TPAs to manage claims
  • Account management services assist with loss adjustments and other service areas
  • Online tools are available including the IntelliRisk web-enabled claims management system
  • Industry-leading medical management services with workers’ compensation programs

  • Insurance Company Professional Liability Insurance covers insurance companies and their directors, officers and employees for claims alleging breach of an implied covenant of good faith and fair dealing and failure to perform professional services for third parties. It also covers claims alleging breach of duty, neglect, errors, misstatements, misleading statements, omissions that occur solely in the rendering of an insured's claims handling and adjusting, risk management, safety engineering, safety inspection and loss control operations, personal injury rehabilitation operations, salvage operations, insurance consulting, or actuarial consulting services.

  • Definition of insured encompasses past and present directors, officers and employees and includes those whom the insured is legally responsible
  • Full prior acts coverage
  • Punitive damages were required by law
  • Worldwide coverage if the suit or claim is brought in th United States
  • Ability for the insured to settle claims within the retention without insurer consent
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