Tax-deferred investing
Choosing the right retirement account may save you money. Janus has several retirement accounts that offer tax-deferred investing. These accounts have the potential to benefit all investors, but the further you are from retirement - and the earlier you invest - the more the benefits of tax-deferred investing may accumulate over time.
Tax-deferred retirement accounts
Janus has helped thousands of investors save for retirement with these accounts:
Individual Retirement Accounts (IRAs)
Traditional and Roth IRAs are the two most popular retirement accounts at Janus. Both provide tax-deferred growth of earnings. Traditional IRAs also offer tax-deductible contributions to qualified investors, but a withdrawal from a Traditional IRA may have tax consequences. Roth IRAs do not offer tax-deductible contributions, but qualified retirement withdrawals will not be taxed. Our side-by-side IRA comparison may help you determine what account is right for you.
Consolidating retirement plans at Janus
If you have an employer-sponsored retirement plan, like a 401(k) or 403(b), you can move it to Janus as a direct rollover to a Traditional IRA if you change jobs, retire, or have another qualifying event. If you would like to move your IRA from another financial institution into a Janus IRA, you can perform an asset transfer.
Retirement accounts for business owners and self-employed individuals
Sole proprietors, partnerships and small-business owners could consider a SEP-IRA for tax-deferred investing. Janus also offers defined contribution plans like profit-sharing plans and money-purchase pension plans for small business owners.
Want help finding the right solution?
We can help you determine which retirement account is best for you.