Authorize.net Small Business Merchant Accounts

An Authorize.Net Payment Gateway account enables you to accept credit card and electronic check payments from your e-commerce Web site.
Authorize.Net understands the evolving needs of Web merchants -- our solutions are designed to help you grow your online business.
Accept a Variety of Payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, signature debits, and Internet auctions.
Manage Your Transactions – Use our full-featured Merchant Interface to monitor and control payments through your Web site.
Prevent Fraud – Identify suspicious transactions with our value-adding products and built-in fraud tools.
Risk Management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, never on your computer.
Receive Payments Quickly – Your funds are automatically deposited into your merchant bank account within days.
Free Help – Authorize.Net provides live technical and account support to merchants, as well as access to online documentation and user guides.
Payment Gateway Standard Features
Connection Methods
Choose a method that's right for your business: link to the Authorize.Net secure hosted payment form, host your own secure payment form, or use one of our certified shopping cart solutions.
Merchant Interface
Manage and review transactions, configure account settings, view account statements, download reports, and more via a password-protected Web site.
Virtual Terminal/Batch Upload
The Virtual Terminal and Batch Upload features of the Merchant Interface allow you to enter and upload individual and batch transactions manually.
Free Customer Support
Our exceptional technical and account support team provides free support to all merchants via phone, e-mail or online chat.
Security
Authorize.Net merchants are protected by industry leading encryption methods and security protocols. We are committed to providing merchants with tools and best practices to prevent fraud.
Simple Checkout
Create "Buy Now" and "Donate" buttons for your Web site, even if you have minimal technical expertise.
Authorize.Net Verified Merchant Seal
When displayed on your e-commerce Web site, our free Verified Merchant Seal increases customer confidence that their transactions are secure.
Value-Adding Products
Automated Recurring Billing (ARB)™
Save time and increase productivity by letting ARB handle recurring billings, or "subscriptions," according to the billing interval and duration you set.
Customer Information Manager (CIM)
Store sensitive payment data on our secure servers, simplifying payments for returning customers and recurring transactions. CIM also helps you comply with the PCI Data Security Standard, since customer data is no longer stored locally.
eCheck.Net®
Reduce costs while offering your customers an additional payment option. Accept and process electronic check payments directly from your Web site.
Fraud Detection Suite (FDS)™
Identify, manage and prevent suspicious and potentially costly fraudulent transactions with Authorize.Net's exclusive customizable, rules-based Fraud Detection Suite.
Third-Party Solutions
Merchant Toolbox
Security, marketing, and productivity are essential to your business success. Authorize.Net partners with leading companies to offer you pre-screened and discounted solutions.
Certified Shopping Carts
Choose a shopping cart you can trust. Authorize.Net has certified 92 preferred shopping carts that Web merchants can use to connect to the payment gateway.
Certified Auction Integration
Use your Authorize.Net Payment Gateway account to accept credit card payments from buyers at online auction sites.
Certified Developers
Get help connecting your Web site to the payment gateway by choosing a developer that has met our strict technical standards.
Certified Hosting Partners
Find a reliable pre-qualified hosting service to maintain your business’ presence on the Internet.